Our application procedure - it couldn't be simpler

Whether you call us on our freephone number or complete the boxes opposite, you can be assured we will work hard on your behalf to obtain the best product and lowest interest rate available.

Our philosophy is simple. We make the application easy for the customer in every way possible and ensure there are no nasty surprises.

Imagine Bridging Loans will never hide anything from you and are totally transparent with regards to interest rates and fees charged.

The 5-Step Application Process - and remember, we do not charge up front fees

  1. Initial Contact. Call us on our freephone number and we will gather the information we need. Alternatively complete the six boxes above and we will contact you at the time specified.
  2. Pre-Approval. We obtain the searches we need before contacting our lenders. This is a vital step that many of our competitors ignore, but approaching the right lender early in the process means delays later on.
  3. Issue Terms & Book Valuation. We will email terms to you outlining the costs and fees due upon completion. Once you accept the terms we instruct the property valuation; this will be the first time you pay any fees.
  4. Issue Offer & Instruct Solicitors. Once we have the valuation report, ID and other documents, we obtain the formal bridging loan offer from the lender. Once you have confirmed this is acceptable we instruct solicitors.
  5. Issue Funds. Once you solicitor has confirmed to the lender that everything is ready, the proceeds of the loan are issued to your solicitor to distribute as required.

       

WE RECOMMEND THAT YOU SEEK INDEPENDENT LEGAL ADVICE BEFORE ENTERING INTO A BRIDGING LOAN CONTRACT. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
BRIDGING LOANS ARE SECURED ON PROPERTY.

All calls are recorded for training and compliance purposes. Imagine Bridging Loans is a trading style of Specialist Financial Services Limited. Registered in England and Wales, No. 05309450. Registered office is 119 The Hub, 300 Kensal Road, London, W10 5BE. Specialist Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 676853. Imagine Bridging Loans does not charge up front fees. A valuation fee will be payable. For advances under £250,000 a fee may be charged upon completion, typically this will be £1,995. Imagine Bridging Loans and the Imagine Bridging Loans logo are registered trademarks. The use of these trademarks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. Reproduction of this website in whole or in part without permission is prohibited. We are a broker, not a lender.

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